What a registered counsellor is responsible for
A debt counsellor does far more than help you apply. The role includes the formal affordability assessment, required notices, discussions with credit providers, the repayment proposal, legal referral, ongoing support and eventual clearance.
How Alliance approaches the first conversation
- Understand your household before suggesting debt review.
- Explain both the protections and the restrictions.
- Show the figures and assumptions behind an affordability view.
- Provide time to ask questions before any application is signed.
- Keep communication clear throughout the process.
Registration: Willem Nel is registered as a debt counsellor under NCRDC1593. You should always verify a counsellor’s active registration with the National Credit Regulator.
Local accountability
Alliance operates from Polokwane and Pretoria. You can begin on WhatsApp, continue by telephone or schedule an in-person consultation.